Lob

Validate and enrich U.S. mailing addresses with LOB Address Verification in RiskOS™ for fraud prevention and KYC/AML compliance workflows.

LOB

Status: Integrated
Website: https://www.lob.com
Credentials: Through RiskOS™ (Reseller)
Description:

LOB provides APIs for direct mail, address verification, and data enrichment. Their Address Verification API validates, standardizes, and enriches U.S. mailing addresses using USPS and proprietary datasets, returning geocodes, deliverability insights, and confidence scores.

Products offered via RiskOS™

Product Name	Description	RiskOS™ Use Cases
Address Verification API	Verifies, corrects, and enriches U.S. addresses for mailing accuracy.	Prevents fraud via address validation, ensures KYC/AML compliance, enhances deliverability for account correspondence.

Example API response

Address Verification API

{
"id": "us_ver_c7cb63d68f8d6",
"recipient": "LOB.COM",
"primary_line": "210 KING ST",
"secondary_line": "",
"urbanization": "",
"last_line": "SAN FRANCISCO CA 94107-1702",
"deliverability": "deliverable",
"valid_address": true,
"components": {
  "primary_number": "210",
  "street_predirection": "",
  "street_name": "KING",
  "street_suffix": "ST",
  "street_postdirection": "",
  "secondary_designator": "",
  "secondary_number": "",
  "pmb_designator": "",
  "pmb_number": "",
  "extra_secondary_designator": "",
  "extra_secondary_number": "",
  "city": "SAN FRANCISCO",
  "state": "CA",
  "zip_code": "94107",
  "zip_code_plus_4": "1702",
  "zip_code_type": "standard",
  "delivery_point_barcode": "941071702108",
  "address_type": "commercial",
  "record_type": "street",
  "default_building_address": false,
  "county": "SAN FRANCISCO",
  "county_fips": "06075",
  "carrier_route": "C032",
  "carrier_route_type": "city_delivery",
  "po_box_only_flag": "N",
  "latitude": 37.77597542841264,
  "longitude": -122.3929557343685
},
"deliverability_analysis": {
  "dpv_confirmation": "Y",
  "dpv_cmra": "N",
  "dpv_vacant": "N",
  "dpv_active": "Y",
  "dpv_inactive_reason": "",
  "dpv_throwback": "N",
  "dpv_non_delivery_day_flag": "N",
  "dpv_non_delivery_day_values": "",
  "dpv_no_secure_location": "N",
  "dpv_door_not_accessible": "N",
  "dpv_footnotes": [
    "AA",
    "BB"
  ],
  "ews_match": false,
  "lacs_indicator": "",
  "lacs_return_code": "",
  "suite_return_code": ""
},
"lob_confidence_score": {
  "score": 100,
  "level": "high"
},
"object": "us_verification"
}

Data dictionary

Address Verification API Data Dictionary

Field	Type	Description
`id`	String	Unique identifier for the verification object.
`recipient`	String	Intended recipient (person or company) on the address.
`primary_line`	String	Primary delivery line of the standardized address.
`secondary_line`	String	Secondary delivery line, such as an apartment or suite.
`urbanization`	String	Urbanization name (used for Puerto Rico addresses only).
`last_line`	String	Standardized last line, including city, state, and ZIP+4.
`deliverability`	String	Deliverability status: `deliverable`, `deliverable_incorrect_unit`, `deliverable_missing_unit`, `deliverable_unnecessary_unit`, or `undeliverable`.
`valid_address`	Boolean	Whether the address is a valid, deliverable address.
`components.primary_number`	String	Primary (house or building) number of the address.
`components.street_predirection`	String	Directional prefix of the street (for example, `N`, `S`, `E`, `W`).
`components.street_name`	String	Street name.
`components.street_suffix`	String	Street suffix (for example, `ST`, `AVE`, `BLVD`).
`components.street_postdirection`	String	Directional suffix of the street.
`components.secondary_designator`	String	Secondary unit designator (for example, `APT`, `STE`).
`components.secondary_number`	String	Secondary unit number.
`components.pmb_designator`	String	Private mailbox (PMB) designator.
`components.pmb_number`	String	Private mailbox (PMB) number.
`components.extra_secondary_designator`	String	Additional secondary unit designator.
`components.extra_secondary_number`	String	Additional secondary unit number.
`components.city`	String	City name.
`components.state`	String	Two-letter state abbreviation.
`components.zip_code`	String	Five-digit ZIP code.
`components.zip_code_plus_4`	String	ZIP+4 add-on code.
`components.zip_code_type`	String	ZIP code type: `standard`, `po_box`, `unique`, or `military`.
`components.delivery_point_barcode`	String	USPS delivery point barcode.
`components.address_type`	String	Address type: `residential` or `commercial`.
`components.record_type`	String	USPS record type (for example, `street`, `high_rise`, `firm`, `po_box`).
`components.default_building_address`	Boolean	Whether this is the default address for the building.
`components.county`	String	County name.
`components.county_fips`	String	County FIPS code.
`components.carrier_route`	String	USPS carrier route code.
`components.carrier_route_type`	String	Carrier route type (for example, `city_delivery`, `rural_route`).
`components.po_box_only_flag`	String	Whether the ZIP code contains only PO boxes (`Y`/`N`).
`components.latitude`	Float	Approximate latitude of the address.
`components.longitude`	Float	Approximate longitude of the address.
`deliverability_analysis.dpv_confirmation`	String	USPS Delivery Point Validation confirmation code (`Y`, `N`, `S`, `D`).
`deliverability_analysis.dpv_cmra`	String	Whether the address is a Commercial Mail Receiving Agency (`Y`/`N`).
`deliverability_analysis.dpv_vacant`	String	Whether the address is vacant (`Y`/`N`).
`deliverability_analysis.dpv_active`	String	Whether the address is active (`Y`/`N`).
`deliverability_analysis.dpv_inactive_reason`	String	Reason the address is inactive, if applicable.
`deliverability_analysis.dpv_throwback`	String	Whether mail is delivered to a different address (`Y`/`N`).
`deliverability_analysis.dpv_non_delivery_day_flag`	String	Whether the address has non-delivery days (`Y`/`N`).
`deliverability_analysis.dpv_non_delivery_day_values`	String	Days on which the address does not receive delivery.
`deliverability_analysis.dpv_no_secure_location`	String	Whether the address lacks a secure delivery location (`Y`/`N`).
`deliverability_analysis.dpv_door_not_accessible`	String	Whether the door is inaccessible for delivery (`Y`/`N`).
`deliverability_analysis.dpv_footnotes`	Array of strings	USPS DPV footnote codes describing the match result.
`deliverability_analysis.ews_match`	Boolean	Whether the address matched the USPS Early Warning System.
`deliverability_analysis.lacs_indicator`	String	LACSLink indicator.
`deliverability_analysis.lacs_return_code`	String	LACSLink return code.
`deliverability_analysis.suite_return_code`	String	SuiteLink return code.
`lob_confidence_score.score`	Integer	Lob confidence score (0-100) for the deliverability determination.
`lob_confidence_score.level`	String	Confidence level: `high`, `medium`, `low`, or `no confidence`.
`object`	String	Object type (`us_verification`).

Updated 1 day ago

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