Lob

Validate and enrich U.S. mailing addresses with LOB Address Verification in RiskOS™ for fraud prevention and KYC/AML compliance workflows.

LOB

Status: Integrated
Website: https://www.lob.com
Credentials: Through RiskOS™ (Reseller)
Description:

LOB provides APIs for direct mail, address verification, and data enrichment. Their Address Verification API validates, standardizes, and enriches U.S. mailing addresses using USPS and proprietary datasets, returning geocodes, deliverability insights, and confidence scores.

Products offered via RiskOS™

Product Name	Description	RiskOS™ Use Cases
Address Verification API	Verifies, corrects, and enriches U.S. addresses for mailing accuracy.	Prevents fraud via address validation, ensures KYC/AML compliance, enhances deliverability for account correspondence.

Example API response

Address Verification API

{
"id": "us_ver_c7cb63d68f8d6",
"recipient": "LOB.COM",
"primary_line": "210 KING ST",
"secondary_line": "",
"urbanization": "",
"last_line": "SAN FRANCISCO CA 94107-1702",
"deliverability": "deliverable",
"valid_address": true,
"components": {
  "primary_number": "210",
  "street_predirection": "",
  "street_name": "KING",
  "street_suffix": "ST",
  "street_postdirection": "",
  "secondary_designator": "",
  "secondary_number": "",
  "pmb_designator": "",
  "pmb_number": "",
  "extra_secondary_designator": "",
  "extra_secondary_number": "",
  "city": "SAN FRANCISCO",
  "state": "CA",
  "zip_code": "94107",
  "zip_code_plus_4": "1702",
  "zip_code_type": "standard",
  "delivery_point_barcode": "941071702108",
  "address_type": "commercial",
  "record_type": "street",
  "default_building_address": false,
  "county": "SAN FRANCISCO",
  "county_fips": "06075",
  "carrier_route": "C032",
  "carrier_route_type": "city_delivery",
  "po_box_only_flag": "N",
  "latitude": 37.77597542841264,
  "longitude": -122.3929557343685
},
"deliverability_analysis": {
  "dpv_confirmation": "Y",
  "dpv_cmra": "N",
  "dpv_vacant": "N",
  "dpv_active": "Y",
  "dpv_inactive_reason": "",
  "dpv_throwback": "N",
  "dpv_non_delivery_day_flag": "N",
  "dpv_non_delivery_day_values": "",
  "dpv_no_secure_location": "N",
  "dpv_door_not_accessible": "N",
  "dpv_footnotes": [
    "AA",
    "BB"
  ],
  "ews_match": false,
  "lacs_indicator": "",
  "lacs_return_code": "",
  "suite_return_code": ""
},
"lob_confidence_score": {
  "score": 100,
  "level": "high"
},
"object": "us_verification"
}

Data dictionary

Address Verification API Data Dictionary

Field	Type	Description
`id`	String	Unique identifier for the verification request.
`recipient`	String	Recipient name associated with the address.
`primary_line`	String	Primary address line (street number and name).
`secondary_line`	String	Secondary address line (unit, suite, apartment).
`last_line`	String	City, state, and ZIP code line.
`deliverability`	String	Deliverability status (`deliverable`, `deliverable_unnecessary_unit`, `deliverable_incorrect_unit`, `deliverable_missing_unit`, `undeliverable`).
`valid_address`	Boolean	Whether the address is valid and deliverable.
`components.primary_number`	String	Street number extracted from the address.
`components.street_name`	String	Street name extracted from the address.
`components.street_suffix`	String	Street suffix (ST, AVE, BLVD, etc.).
`components.city`	String	City name.
`components.state`	String	Two-letter state abbreviation.
`components.zip_code`	String	Five-digit ZIP code.
`components.zip_code_plus_4`	String	Four-digit ZIP+4 extension.
`components.address_type`	String	Type of address (`commercial`, `residential`).
`components.county`	String	County name.
`components.latitude`	Float	Latitude coordinate of the address.
`components.longitude`	Float	Longitude coordinate of the address.
`deliverability_analysis.dpv_confirmation`	String	Delivery Point Validation confirmation (`Y`, `S`, `D`, `N`).
`deliverability_analysis.dpv_cmra`	String	Whether the address is a Commercial Mail Receiving Agency (`Y`, `N`).
`deliverability_analysis.dpv_vacant`	String	Whether the address is vacant (`Y`, `N`).
`deliverability_analysis.dpv_active`	String	Whether the address is active (`Y`, `N`).
`lob_confidence_score.score`	Integer	Confidence score from 0 to 100.
`lob_confidence_score.level`	String	Confidence level (`high`, `medium`, `low`, `""` for empty).

Updated 10 days ago