Usage Scope
Predictive Document Verification (Predictive DocV) confirms the authenticity of a government-issued ID, matches the Personal Identifiable Information (PII) extracted from the ID against the input information, and matches the ID headshot to a consumer-submitted selfie using facial biometric analysis.
Use cases for Predictive DocV
Use DocV at the top of your onboarding funnel to verify a consumer's identity by authenticating their government-issued ID card or passport. The verified PII can then be used to autofill the consumer's application.
Use DocV as an automated solution to verify a consumer's identity when a CIP or Socure Verify (KYC) transaction is incomplete or cannot be validated.
Use DocV to verify an identity and recommend if a consumer should be accepted or rejected when the fraud risk score is too high.
Use DocV as one of multiple authentication sources to verify a consumer's identity during high risk scenarios, such as large wire transfers between bank accounts.
Note:
Predictive DocV offers customizable authentication and verification strategies to fit your organization's risk posture for accepting consumers and detecting fraud.
How it works
Predictive DocV makes identity verification easy to implement and tailor to your needs. Choose the appropriate Predictive DocV product based on your organization’s risk and compliance requirements, then integrate Predictive DocV seamlessly into your current workflow through RiskOS™ evaluation endpoint, Capture App SDKs, or the Dashboard Document Request feature in the RiskOS™ Dashboard.
Product options
The table below outlines the different Predictive DocV products, each designed to support varying levels of identity verification based on your organization’s specific needs.
| Product Options | Description | Biometrics Included? |
|---|---|---|
| Document Verification - Standard | Verifies a wide range of government-issued IDs, including driver’s licenses, passports, and visas. Includes ID Verification only. Does not include Selfie Verification. | No |
| Document Verification - Plus | Adds Selfie Verification using 1:1 facial verification to match the ID photo with a live selfie, ensuring the person presenting the ID is the true owner. Includes ID Verification + Selfie Verification | Yes |
| Document Verification - Premier | Adds enhanced fraud detection via the Image Alert List to identify and flag faces appearing across multiple suspected fraudulent transactions. Includes ID Verification + Selfie Verification + Image Alert List | Yes |
| Selfie Reverification | Re-verifies previously approved Document Verification users through a new selfie submission. Includes Selfie Verification | Yes |
| Secondary Document Capture | Captures non-ID supporting documents (e.g., utility bills, bank statements, rental leases) for manual review to strengthen identity verification. | No |
| Selfie Intelligence | Provides a selfie-only verification flow without requiring ID documents. Performs liveness checks, injection attack protection, age estimation, and applies Digital Intelligence for risk insights. Includes Selfie Verification | Yes |
Updated 11 days ago