KYC + Fraud + Watchlist > DocV Step up

KYC + Fraud + Watchlist > DocV Step up allows you to verify consumer identities and screen for sanctions or other high-risk individuals or entities, all through a user-friendly interface. This dual-layer approach ensures that you know exactly who you are doing business with while staying compliant with global financial regulations.

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Integration Paths

RiskOS™ offers three primary ways to integrate KYC + Fraud + Watchlist > DocV Step up. Choose the path that best aligns with your required level of friction, data enrichment, and UI control.

Solution comparison

Use this matrix to determine the best technical fit for your product requirements.

1. Hosted Flow

The "Fastest to Market" Path.

Use the RiskOS™ Dashboard to design your branding and verification logic. Your app simply generates a session and redirects the user to a Socure-hosted environment that handles everything from PII entry to the final decision.

• Best for: Teams who want a turnkey, out-of-the-box onboarding experience with minimal frontend development required.

2. API integration only

The "Seamless Brand" Path.

A backend-to-backend integration where you collect PII on your own custom forms. This path allows you to maintain total control over your sign-up experience while RiskOS™ handles the background screening logic via API.

• Best for: Teams who want to keep users entirely within their own application ecosystem for the majority of the onboarding flow.

The Capture App

When Document Verification is triggered, RiskOS™ returns the information required to launch the Capture App, a secure experience that guides users through:

• Scanning a government-issued ID
• Taking a biometric selfie
• Completing liveness verification

For web applications, initialize the DocV Web SDK to embed the capture experience directly in your application.

For native mobile applications, launch the Capture App using the provided URL and redirect the user back to your app upon completion.

Regardless of platform, RiskOS™ completes processing asynchronously and delivers the final onboarding decision via webhook once verification is finished.

Global Capabilities

• Global Identity Coverage: Verify identities and authenticate government-issued IDs from 190+ countries.
• Real-time Watchlists: Instant screening against global sanctions (OFAC, UN, HMT), PEP databases, and adverse media.
• Step-up Authentication: Automatically trigger Predictive Document Verification (DocV) only when high-risk indicators are detected.
• Comprehensive Decisioning: Receive clear ACCEPT, REJECT, or REVIEW signals backed by granular risk scores.