Account Intelligence Premier Services

Socure Account Intelligence Premier offers solutions for real-time domestic bank account verification before ACH payments and fund disbursements. It ensures extensive compliance with Nacha's WEB Debit rule by confirming account ownership status using just consumer/business names and banking details.

Backed by account validation and ownership data from banking institutions, the Account Intelligence Premier provides a frictionless customer journey. By leveraging this industry-leading offering, businesses can achieve over a 20% increase in status and ownership coverage compared to legacy account validation solutions in the market.

A Socure & EWS partnership

Socure is proud to partner with Early Warning Services (EWS), a leader in the risk management space, to offer unparalleled account validation and ownership coverage within the Account Intelligence Premier solution.

Note that certain industry segmentation may not automatically qualify for the Account Intelligence Premier offering. Each customer will undergo individual vetting for eligibility based on specific criteria, owing to the sensitive nature of the data involved and the stringent compliance requirements.

To determine eligibility for the Account Intelligence Premier, Socure and EWS will assess various factors, including:

Industry and use case
Regulatory compliance and data handling practices
Business volume and projected usage of the solution

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Note:
Socure's reseller partners, high-risk businesses such as online gambling sites, pornographic sites, high-interest lenders (APR > 36%), payday lenders, and financial services organizations that are not directly regulated by a government agency are currently ineligible to use Socure's Account Intelligence Premier services.

Applying for Account Intelligence Premier

You can apply for the Account Intelligence Premier by completing and submitting the Early Warning® Reseller Payment Participant Application to Socure. Use the link below to download the form:

Download Early Warning® Reseller Payment Participant Application

Complete the application

The following tabs provide essential information on how to correctly fill out the application:

On this section, provide the following information:

Field Name	Required Information
Reseller Channel Reseller Name	Enter Socure.
Participant Category	Select the category that best describes your organization. Available options are: Financial Institution (FI) Financial Service Company (FSC) Payment Processing Company (PPC) Merchant Provider (Merch) Government (Govt)
Transaction Volumes	Select Yes or No depending on whether your organization has more than 1 million active credit card accounts or more than 750,000 draftable demand deposit accounts.
Business Entity Type	Select Yes or No depending on whether your organization is a registered Money Services Business (MSB). Note: You may be considered an MSB if your business offers check cashing, foreign currency exchange services, or money orders, travelers' checks, or prepaid access (formerly stored value) products for an amount greater than $1,000 per person, per day, in one or more transactions.
High-Risk Business	Select Yes or No depending on whether your organization is considered a High-Risk Business Category.
Use Case	Select the appropriate use case that describes your intended use of the data and services received from the Account Intelligence Premier. Provide a brief description to elaborate on your organization's specific intended use case.
Product Requested	Select the type of product you want to request access to. By default, select the Verify Account. Contact your Socure Account Manager before selecting the other options.
Participant Relationship	By default, select the End User relationship. If you believe your organization qualifies for any other relationships with Socure, contact your Socure Account Manager for details.
Type of Response Requested	Select Translated response data - Data Flow Map must be submitted with application.

Submit your application

To submit your application, contact your Socure Account Manager for detailed instructions. Once received, your Socure Account Manager will ensure this form is signed off by Socure and Early Warning’s Legal Counsel.

What's next?

Socure will work with our data partners to review the application within 5 days. Upon approval, you'll be issued a customized Profile ID Number that will be used to validate your Account Intelligence Premier status. You Strategic Account Manager will work on integrating that Profile ID Number into your Account Intelligence integration at no added hassle to you, and once that's complete, you're good to go! You'll be able to seamlessly submit Account Intelligence Premier calls to Socure.