Decisions

A decision is the final outcome of an evaluation — ACCEPT, REJECT, or REVIEW — determined by enrichment data, rules, and scoring logic.

A decision is the final outcome of an evaluation. It represents the platform's determination — based on enrichment data, rules, and scoring logic — of whether to accept, reject, or flag an entity for further review.

Terminal workflow steps assign decisions: a Decision step for automated outcomes, or a Manual Review step for human review.


Decision values

The Evaluation API returns three standard decision values:

ValueMeaningTypical action
ACCEPTThe entity passed all checksProceed with onboarding, transaction, or access
REJECTThe entity failed one or more checksDeny the request
REVIEWThe evaluation requires human assessmentRoute to Case Management for manual review

Decision Rules steps can also assign custom values such as RESUBMIT and CANCEL, or route to Manual Review.


Two types of decisions

Automated decisions — A Decision step or Decision Rules step in the workflow assigns the outcome. The evaluation API response returns the decision without human involvement.

Manual review decisions occur when a workflow routes to a Manual Review step. The evaluation enters Case Management, where a human reviewer makes the final determination. RiskOS™ communicates the reviewer's decision via webhook (decision_update event) or API polling.


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