Prefill > KYC + Fraud + Watchlist > Document Verification Step-Up

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Overview

This solution combines Prefill, KYC, Fraud detection, Watchlist screening, and DocV step-up verification into a single onboarding flow.

It enables you to:

• Verify user identity using authoritative data sources
• Detect fraud signals using device and behavioral risk indicators
• Screen users against global sanctions, PEP, and adverse media lists
• Prefill verified identity data to reduce onboarding friction
• Trigger Document Verification (DocV) only when additional verification is required

Together, these capabilities help you onboard users faster while maintaining compliance and reducing manual review.

Integration paths

RiskOS™ supports two integration options depending on how your application collects user data.

Hosted Flow

• Socure-hosted onboarding experience
• No frontend data collection required
• Final decisions delivered via webhook after the hosted flow is completed

→ Best for: Fastest time to market with minimal implementation effort

Direct API integration

• Fully custom onboarding experience
• Collect and submit user data via API
• Full control over user experience and data handling
• Results delivered synchronously or via webhook, depending on whether additional verification (e.g., DocV) is required

→ Best for: Custom onboarding flows and advanced integrations

Comparison

Next steps

1. Select an integration path: Hosted Flow or Direct API.
2. Follow the guides for your selected integration.
3. Configure webhooks to receive evaluation results.

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